Capital One credit card services = screw job

I mailed in my last payment late. My mistake.

So Capital One charges me a $39 late fee. My fault - I'll take my lumps. Now the late fee takes me over my credit limit. They then tack on another $39 fee. That's when I called them and bitched.

They credited my account $78. You have to pick your battles - though it pays to bitch sometimes. And I learned my lesson.

PS (This is one of those things you don't wanna mention to my mother, Carole.)